About Us
Our Mission & Values
Our mission is to simplify property investment while delivering financially sound, high-return results for every client.
We envision a real estate landscape where data, transparency, and trust guide every decision.
Why Choose AND SIGNATURE:
- Data-Driven Investment Guidance: Every recommendation is backed by in-depth market analytics, ROI assessments, and long-term value appreciation.
- End-to-End Support: From initial search and real estate market analysis to final handover, secure payment processing, and legal documentation, we manage your entire journey.
- Integrity & Trust: Our relationships are built on openness, accountability, and long-term value creation.
- Invest in UAE from Anywhere / Global Reach:Our dedicated process for international clients makes cross-border investment seamless and secure. We are your trusted real estate partner abroad.
- Financing Strategy: Leveraging our banking background, we provide clear advice on mortgage options, payment plans for off-plan projects, and financial structuring.
- Sell Your Property Fast in the UAE:We employ advanced marketing and data-driven pricing strategies to maximize your property’s value and ensure a swift, profitable sale.
- Risk-Assessed Opportunities:We help you navigate the market with a clear-eyed view of opportunities, ensuring your investments are both passionate and prudent.
Our Values
Finance-First Advisory
Your financial well-being is our top priority. We provide transparent, numbers-based advice you can build your future on.
Deep Local Expertise:
Our team of real estate experts possesses unmatched knowledge of the UAE property market, from luxury properties in Dubai to high-yield investment opportunities across UAE.
Honesty & Transparency:
We believe in clear, straightforward communication. No hidden agendas, just honest guidance and a commitment to your success.
Economic Outcomes
We are proud to be trusted by global investors from Canada, the UK, Singapore, and beyond, offering seamless remote investment services.
Excellence
We strive to set new benchmarks in service quality and client satisfaction.
Our Founding Story: From Banking to Building Legacies
Our founders’ banking expertise enables us to analyze deals from both a financial and real estate perspective—ensuring every investment is not only strategic but sustainable. We’re more than agents; we are your financial partners in property.

Ajay Goel
Founder/CEO
With over 20 years of distinguished experience in the banking industry, Ajay Goel brings deep financial expertise and strategic insight to the real estate and investment landscape of the UAE. Having worked extensively with large corporates and high-profile clients, he possesses an exceptional understanding of corporate banking, credit and risk management, financial structuring, and the dynamics of the UAE market.
After a successful banking career, Ajay founded his own financial consultancy firm, where he provides specialized advisory services to a niche clientele. His firm has earned the trust of investors from across the globe, reflecting his integrity, precision, and result-oriented approach.
Ajay’s strong professional network includes collaborations with leading developers across the UAE, enabling him to bridge opportunities between investors and premium real estate ventures.
Known for his strategic foresight, deep market understanding, and client-centric philosophy, Ajay continues to drive value through innovative financial and investment solutions tailored to each client’s unique goals.

Nisha Agarwal
Co-founder and Director
With a strong background in client servicing and relationship management, Nisha Agarwal brings a people-first approach to every aspect of our real estate business. Her career began in client servicing, where she developed a deep understanding of customer needs, attention to detail, and service excellence.
After co-founding our company, Nisha seamlessly expanded her role to lead client relations, marketing operations, and overall management. She ensures that every client interaction reflects trust, transparency, and professionalism — values that form the foundation of our firm.
Known for her strategic thinking, calm leadership, and commitment to client satisfaction, Nisha plays a key role in shaping the company’s vision and ensuring smooth operations across departments. Her focus remains on delivering exceptional experiences, maintaining strong client relationships, and driving consistent business growth through ethical and customer-centric practices.

Mukthar Ahmed Shaikh
Senior Advisor
Mukthar Ahmed Shaikh is an Indian national and a seasoned banking professional with over 40 years of experience in Commercial and Corporate Banking. With a distinguished career spanning 30 years in the UAE, he has developed deep expertise in corporate market coverage and a strong understanding of the UAE business landscape.
Mukthar’s extensive exposure to large business groups in the UAE enables him to leverage his vast network effectively, translating valuable contacts into business opportunities and sourcing high-potential proposals.
In addition to his corporate banking acumen, he is also an expert in retail banking products, offering a well-rounded perspective on both individual and corporate financial solutions. His unique combination of experience, market insight, and relationship-building skills makes him a trusted advisor in the real estate and investment sector.
Why Invest in Dubai Real estate
1. High ROI & Strong Capital Appreciation
Dubai consistently delivers some of the world’s best property returns, with high rental yields and sustained capital growth across prime locations.
2. Tax-Free Investment Environment
No annual property tax, capital gains tax, or inheritance tax — allowing investors to retain maximum returns.
3. Safe, Transparent, and Regulated Market
Supported by the Dubai Land Department and RERA, ensuring investor protection and transparent transactions.
4. Global Hub of Business & Tourism
Strategically located between Europe, Asia, and Africa, Dubai attracts global investors, entrepreneurs, and professionals year-round.
5. World-Class Infrastructure & Connectivity
Home to one of the world’s busiest airports, smart city developments, and advanced transport systems — ensuring seamless lifestyle and business access.
6. Luxury Living & Lifestyle Appeal
A city that blends innovation with indulgence — from waterfront homes to branded residences, Dubai offers unmatched luxury living.
7. Strong and Stable Currency (AED Pegged to USD)
Provides international investors with financial stability and reduced currency risk.
8. Residency & Visa Opportunities
Property investors can qualify for long-term residency visas, making ownership even more rewarding.
9. Consistent Demand & Population Growth
A fast-growing expat population ensures continuous housing demand and steady rental income.
10. Safe and Modern City
Ranked among the world’s safest cities — ideal for families, professionals, and global investors seeking peace of mind.
Let's Build Your Financial Future Together
Discover the AND SIGNATURE difference—where every property recommendation is backed by financial intelligence. Let us be your guide to making confident, profitable decisions in the UAE’s exciting property market.
Contact us today to speak with one of our real estate and investment specialists—and experience the difference of partnering with a firm that truly understands both your investment goals and the UAE property market.
